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The video tutorial focuses on formatting a hardship letter to expedite the financial hardship verification review process. It emphasizes the importance of clearly conveying your genuine financial hardship and its connection to your default. To increase the chances of a favorable outcome, the letter should be concise, with a maximum length of one page, ideally less than a full page. This is crucial because lender representatives handle numerous files and may not thoroughly read lengthy letters. The goal is to ensure that the processor or negotiator quickly understands your situation to facilitate moving to the next phase of the review.