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Tiffany, the Budget Nista, introduces a free and easy-to-use savings tool designed to help with saving money without effort. She acknowledges that saving can be challenging, but this tool simplifies the process. It works by linking to a user's checking account to analyze financial habits—evaluating income and regular spending. The tool identifies excess funds that aren't being utilized and automatically transfers those amounts into savings. By leveraging this tool, individuals can enhance their saving habits effortlessly.