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Many people find the idea of bargaining for funeral costs uncomfortable, especially while grieving, as emotions can cloud judgment. The narrator discusses how grief can leave individuals feeling foggy or anxious, impairing their ability to negotiate. Consequently, when faced with high expenses, such as a $10,000 funeral bill, many may feel compelled to accept these costs without question. However, many families, particularly one-third of middle-class households in the U.S., do not have the financial capacity to do so. The narrator touches upon the contrast in bargaining skills, sharing a personal anecdote about their father’s adeptness at negotiating prices, which highlights a generational gap in this ability.