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The tutorial demonstrates how to write a personal loan agreement using docHub PDF. To start, you can select the file format (docHub PDF, Microsoft Word, or rich text format) that suits you best, with a recommendation for docHub PDF for its user-friendliness. The agreement can be filled out online by clicking on blank spaces. An example is provided where the effective date is set to May 24, 2015, with Johnny Appleseed as the borrower and Nancy Appleseed as the lender, both residing at 123 Apple Way, Applehill, Texas. The borrower agrees to repay a loan amount of $10,000 within one year. Additional details about the loan are also included.