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A durable power of attorney involves two parties: a principal, who selects an agent to handle their financial matters. This arrangement is typically documented in writing. While a spouse is often chosen as the agent, the principal can select anyone they trust, with attorneys recommending a beneficiary of the principal’s will. Principals may appoint multiple agents to make decisions together or designate an alternative to step in if the primary agent cannot act. The key distinction between a durable power of attorney and a general power of attorney is that the latter ceases upon the principal's incapacitation, while the durable version remains effective until the principal's death or revocation.
