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um and just on on that point i just reading the youtube live session and once persons just asked about the question of leaving the country and its back back to you simon told you ill get your best night um our mortgage interest rates if you become an expat does your mortgage interest go up because around suspects if you if you entered an agreement for a period of time is there a cause in that by that mortgage to say well you cant leave the country well within the teas and seeds of every mortgage um you are expected to inform the lender of any changes of circumstance whether and that it also comes down to income and um employment however we very rarely do report that back to the lender although were supposed to so if you become expatriate you are meant to tell the lender that that has happened and at which point the lender will then decide whether they want to continue as a lender with you or whether they would like you to remortgage away there are enough lenders out there in the m