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When owning property with another person, there are two forms of joint ownership: joint tenants and tenants in common. In joint tenancy, if one owner dies, the surviving owner automatically becomes the sole owner. In contrast, tenants in common have defined shares, and upon death, an owner's share passes according to their will. Tenancy in common is often more suitable for cohabiting couples, co-owning friends, or family members, whether they occupy the property together or use it as an investment. It's crucial for the parties' intentions to be properly recorded, which can be done through a simple declaration of trust outlining each owner's share.
