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In a response to Robbie's question about using bonuses for future purchases instead of retirement, Brian Preston emphasizes that many successful clients often have variable compensation, which can lead to a misunderstanding of their savings strategy. He notes that while a client may have a stable base salary (e.g., $120,000), their total earnings could be significantly higher due to bonuses (e.g., $200,000 including an $80,000 bonus). Brian highlights the importance of considering all income when saving, suggesting that clients often only save a percentage of their base salary, neglecting bonuses in their retirement savings plan. He advocates for viewing bonuses as part of total compensation when planning for savings and retirement.
