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Filing for bankruptcy can take six months and incur costs of thousands of dollars, which can be problematic for those seeking a quick resolution to their debt, especially under Chapter 7. This video tutorial outlines the process of filing for bankruptcy and explains how to do it online without a lawyer, potentially saving both time and money. Following the last recession in 2010, bankruptcy filings in the U.S. surged to over 1.5 million, and a similar increase is anticipated this year. This spike leads to an overwhelmed system, higher attorney fees, and extended processing times. Average costs for bankruptcy can reach up to $4,000, with Chapter 7 typically costing around $1,500.