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Nicole Vinson, an attorney at Merlyn Law Group, specializes in handling denied or delayed property insurance claims nationwide, covering both commercial and residential losses. She focuses on litigation for these claims and bad faith issues. In her video, she emphasizes the importance of promptly reporting any property loss to your insurance company, whether it’s a catastrophic event or a smaller claim. Vinson warns that despite paying premiums and having a long-standing relationship with an agent, the initial response from the insurance company may not be favorable. Being prepared to present your claim effectively is crucial.