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welcome to exhale magic trick number 355 if you want to download this workbook and follow along click on my YouTube channel and click on my College ice at Lincoln you can download the workbook excel magic trick 353 or 356 a 355 we want to see how to do some mortgage payments per period one sees four different ones and then we want to have a little template where we just select a drum a drop-down arrow and will show us what the payment is so I have some values here lets first calculate the pair the period payment and by the way I put these numbers these are the raw numbers thats a formula that divides rate times number of periods thats a years times number of periods so those two are calculating now lets come over here and calculate an n mortgage is when you pay at the end of the month we use equals PMT and we want our rate and that is not the annual rate its the period rate comma Im gonna hit f4 to lock that f4 cuz Im gonna copy it down comma the nper thats the number of peri