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whats up guys welcome back to my channel and if youre new here hi my name is lo and my husband and i are currently on our debt-free journey and to stay organized while we are working on paying off our debt i developed a debt payoff tracking spreadsheet and in todays video im going to do a step-by-step tutorial showing you exactly how to use my spreadsheet now if youre watching this video because you purchased my debt payoff tracking spreadsheet from my etsy shop then thank you so much for your purchase i hope you find this video really helpful in order to make the best use of the spreadsheet and to get it all set up correctly if youre watching this video and you have not purchased my spreadsheet and youre interested in buying it i will link it in the description box for this video if you want to check it out now those of you who watch my videos regularly know that i do monthly debt payoff updates using this spreadsheet so if you want to follow along with our debt payoff journey