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CIMB Bank offers a solution to business cash flow concerns by providing an accounts receivable purchase product that allows companies to leverage their receivables. This financing option enables businesses to monetize their receivables for goods or services before payment terms are due, thus improving working capital and facilitating growth. By using this service, sellers can offer attractive payment terms to buyers, enhancing their purchasing power and potentially increasing sales. The process involves the seller submitting necessary documents like invoices and shipping details to CIMB Bank to access funding.