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hi iamp;#39;m ernie and iamp;#39;m ben and this is budget nerds you are not alone no you definitely arenamp;#39;t we saw a comment in the first episode of some somebody saying yay iamp;#39;m not alone iamp;#39;m also a budget nerd and so thatamp;#39;s what the show is all about we are here to be nerds be nerdy together and talk about budgets because you know itamp;#39;s kind of hard to talk about budgeting with people most people in our lives because not everybody gets as nerdy as with it as we do and so thatamp;#39;s what this is all about itamp;#39;s a place for us to talk uh and get into the nitty-gritty and get nerdy with it so thatamp;#39;s what weamp;#39;re here for yeah and last week was our first episode we talked about the monthly rollover and kind of what each of us do at the end of the month and how we nerd out there and then it was fun to read all the comments about what other people do at the end of the month and so that was cool and this week weamp;#39;re goin