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whatamp;#39;s the opportunity that youamp;#39;re excited about for AI within fintech there have been a whole categories of companies in financial services that are highly service oriented and so the last wave of companies tackling this were called kind of tech enabled and it turns out Tech enabled didnamp;#39;t work very well so you wanted to go from being like a 20 gross margin Services business add in a little bit of Technology there are several of these in accounting and youamp;#39;re like weamp;#39;re gonna use a little bit of tech weamp;#39;re gonna be a 60 gross much business generally it didnamp;#39;t happen didnamp;#39;t work now itamp;#39;s actually conceivable it could work so AI could be a Market opening opportunity where you can start out with these businesses that werenamp;#39;t tractable with the old Tech stack that now they can start out from day one is 60 or even 80 gross margin businesses so thatamp;#39;s incredibly exciting