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A web or graphic designer retainer agreement is a contract that outlines the terms of services between a design specialist and their client, detailing upfront payment. Utilizing a retainer agreement benefits design services by ensuring the provider's availability and assisting with upfront costs. The retainer may cover part or all of the estimated service charge. If additional time is needed, the client will incur extra charges beyond the initial deposit. Conversely, if the work is completed before the retainer is exhausted, unused funds should be refunded unless specified otherwise in the agreement. Key components to include in the contract are the names of the parties involved.