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In this video, Jeff Smith, a Southern California real estate broker, discusses USDA loans, specifically focusing on forbearance and repayment plans, responding to viewer requests. He acknowledges that he hadn't previously addressed USDA loans as he was unaware of their popularity among his audience, having covered other loan types like Fannie Mae, Freddie Mac, FHA, and VA options in the past. Jeff encourages viewers to subscribe to his channel for more real estate content, including buying, selling homes, and trending topics.