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In this segment of the North Carolina real estate show, the focus is on the legal definition of a deed of trust, described as a security instrument where a borrower pledges real estate as collateral for a loan secured by a promissory note. In simple terms, this means that if someone borrows money to purchase a house and fails to repay, the lender has the right to foreclose and reclaim the property. The host reinforces this by stating, "if you don’t pay, you don’t stay," emphasizing the necessity of making payments to retain ownership. Additionally, it clarifies that a deed of trust should not be confused with a deed, as they serve different legal purposes.
