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and we are live and we are talking about four different fcra and fdcpa laws that you need to know about so that you can remove your negative items you see all these other people are people are only giving you one half of everything theyamp;#39;re only telling you about these laws and that oh theyamp;#39;re supposed to work so Iamp;#39;m just going to give you half of it and that is not the way that it works if you donamp;#39;t know about these if you donamp;#39;t know how to use them youamp;#39;re not going to remove your negative items and hey youamp;#39;re going to be back here watching my 1200 videos going back nine years all over and I donamp;#39;t want that to happen now obviously I scroll social media right I mean itamp;#39;s what I do when I am bored and Iamp;#39;m not really bored all the time um I have too many things to do to be bored but the point is I see videos and itamp;#39;s my job to know what else is out there right and what we have out there let me just mov