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all right so I got my notes ready and today weamp;#39;re going to be talking about just credit repair secrets that you need to know I got six tips that will really change the way you repair your own credit okay Iamp;#39;m a DIY credit repair Advocate over here I feel like you can do it yourself but you just need to know where credit repair Specialists know okay so number one personal information matters I know a lot of times we want to skip this step and we want to jump right into disputing the derogatory items on our credit report because weamp;#39;re looking to gain points but cleaning up your profile really matters here oftentimes creditors will validate your your debts and validate the things that youamp;#39;re disputing based off whatamp;#39;s in your personal information section so thereamp;#39;s no need for an address that you no longer live at to still be on your credit report especially if it may be tied to a collection thatamp;#39;s on your credit report okay so you wa