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okay smirk would think insurance today weamp;#39;re gonna talk about roofs and insurance and will your insurance cover a roof thereamp;#39;s actually has several different answers to this thereamp;#39;s a Noahamp;#39;s a yes and weamp;#39;ll go over those situations thereamp;#39;s actually a lot of little things a lot of people donamp;#39;t realize about roofs and thereamp;#39;s some tricks that some of these not so honest agents out there are doing or not even dishonest just some of them are getting the premiums lower by changing some of these coverages so letamp;#39;s dive right into it the first thing your insurance is gonna do is theyamp;#39;re gonna make a list of all of the different questions that theyamp;#39;re gonna ask you the underwriting guidelines and in those is going to be something along the lines of what year was your house built how many square feet is it does it have a basement all that stuff one of those questions is about your roof so it wants to know wh