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hey everyone uh this is part two of the automobile insurance endorsements I just a few minutes ago I did the part one uh check that out on YouTube so let me just uh share my screen as usual so weamp;#39;re just going to cover a whole bunch of endorsements on this presentation the first one is the minor conviction protector basically what it does is it forgives one minor conviction such as speeding falling too closely and so your premium will not go up and um although this is going to stay for three years in the motor vehicle Report this is gonna have not going to affect your insurance policy this is a fairly inexpensive like 30 35 dollars I pay about 32 dollars for this endorsement on my policy so itamp;#39;s a pretty good deal if you didnamp;#39;t know about this please call your broker itamp;#39;s a minor conviction protector itamp;#39;s very similar to the accident forgiveness we talked about in part one of the video where one at fault action will be forgiven very similar conce