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the last section discussed numerous endorsements that can be added to commercial policies not all commercial clients are the same each has their own unique coverage and protection needs these endorsements help tailor a policy to better meet your clients needs but only if the policy is constructed properly for example a business that doesnamp;#39;t have machinery or equipment likely wouldnamp;#39;t need equipment breakdown coverage but what if that same company has copy machines that are leased or an industrial printer thatamp;#39;s on loan to the company itamp;#39;s crucial that a producer get as much information as possible from a prospective client to determine the full scope of coverage needed when a policy is first applied for having said that the needs of commercial insurance clients evolve over time and a smart producer will maintain contact with their commercial insureds to make sure coverage is current and applicable to the clientamp;#39;s needs likewise coverages