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workers comp insurance what does it cover in this brief video iamp;#39;m going to go over that coming right up okay workeramp;#39;s compensation insurance and what does it cover this form of insurance is mandatory in most states when you have employees and it pays for the following when an employee is injured or becomes ill on the job medical bills rehab expenses prescriptions surgical costs hospitalizations ongoing care and mileage reimbursements for getting to and from doctors appointments these are all set by statute meaning the reimbursement rates are set by the state in which the employer is located it also covers full or partial disabilities arising from those work related injuries which is also set by a state schedule lastly are wages workers comp pays a portion of lost wages during the period of time the injured worker is unable to work that wage is the average of the last 52 weeks of wages times two-thirds so say an injured worker had an annual salary of fifty thousa
