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e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e is our colleague Joe gruntfest at the law school Joe teaches corporate law he teaches Securities regulation he used to be a commissioner on the Securities Exchange Commission which is the federal government agency that regulates Securities and our other guest is Brad garlinghouse Brad is the CEO of Ripple which I think can safely be called the leading uh firm in this space depending how you define the space uh heamp;#39;s a uh 20-year veteran of silicon Valley so one of the things Brad is your company introduced xrp as a cryptocurrency um who uses it and and why do they use it rather than one of the like credit cards or a regular banking system so first off thanks for having me uh great to be here great to be with Joe uh I will correct one thing right out of the gates uh Ripple did not actually actually issue xrp uh The xrp Ledger is an open sourc
