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so iamp;#39;ve been rating insurance companies for years giving them a grade from an a to a f and people ask me all the time why is one insurance company getting an a why is one insurance company getting a c another one an f and this is my ratings and the way people that i know have come to me have had problems with insurance companies so over the years and iamp;#39;ve been doing this for 30 plus years i kind of get to know the insurance companies the good guys and the bad guys and they change over the years and so weamp;#39;re always upgrading our rating systems and so right now liberty mutual is getting a pretty bad grade and what iamp;#39;m seeing lately with liberty mutual is that theyamp;#39;ve been severely cutting their claims down to where a point where consumers canamp;#39;t get their cars repaired right at all recently a client came to me with a pro this problem and i started to see his liberty mutual a lot recently and i i said why donamp;#39;t you do this initiate th