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as a matter of fact Congress has found the process so overwhelming that they specifically afford consumers the right to use a third-party Agency on their behalf if they so choose Congress also reserves my right to sue a credit bureau for violation of the fcra I believe I can prove that you did not use reasonable measures to ensure the accuracy of my credit reports and you are now stalling the process further I realize disputes may be expensive and therefore its your job to stall them but you do so at a great risk excuse me please take notice that this letter dated insert todays date is formal notice to you that I am requesting for you to continue moving forward with my original investigation request send the results to me within 15 days I therefore legally and lawfully refuse your form letter that means like a template response thus giving you only 15 days not 30 more Im outraged at your accusation and I have fully researched my rights in regards to my credit file I look forward to