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Mortgages in Canada play a unique role in that they mean different things to different market participants. For borrowers it can mean an opportunity to buy a new house or for other borrowers it can mean an opportunity to buy a business. For lenders, its an opportunity to earn an interest income. And specifically for investment managers, its an opportunity to earn a bit higher cash flow then whats currently available in a large portion of Canadas public bond market. And in addition to that, its offering diversity from the other asset classes that could be held. Our MD Stable Income Fund has 410 different Canadian mortgages across the country. Weve got broad geographic diversity that we are realising by having mortgages across the entire country. And we are also benefiting from diverse property types. Id say the commonality across all is that we are looking to make sure that the stable income fund benefits from receiving adequate compensation for having lent some of its capital o