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whatamp;#39;s going on everyone itamp;#39;s stephanie adams with sos solutions we are going to dig into factual disputing starting at square one specifically focusing on third party collections so these are going to be really short and simple videos just so that you can understand exactly what youamp;#39;re looking at when you pull apart a credit report whatamp;#39;s accurate whatamp;#39;s inaccurate is to be very very simple to identify and fix the errors everything that i teach you is strictly going to be for factual disputing i cannot guarantee deletions using any of the strategies that we talk about but iamp;#39;ve been able to get some in the past from them so um with that being said letamp;#39;s get into how exactly a collection a third party collection is supposed to report on a credit report third-party collections third-party collections basically is when a original creditor big dog lender um or utility companies tend to do this too when they have exhausted their in-hou