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now please welcome your presenter allison alley cfp alison how are you today hi andy im great how are you doing very well good to see you thank you so much for this i cant wait to hear all about how we can make the most of our social security benefits when the time comes yes absolutely lots to get into today but why dont we go ahead and start it off with a poll andys gonna throw up a poll to asking how far away are you from retirement all right so that poll is on screen right now theres a little bit of a delay between when we say things and when you see it happen on screen so it might take a couple of seconds here but your options are are you already retired less than five years from retirement five to ten years ten plus years or uncertain which would be understandable given how uncertain things are right now so im gonna leave this poll up for five four three two as i mentioned theres a little bit of a delay so when you see the poll go away might not be at the same time as i say