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hi this is Ruby with every financial thank you so much for joining us on this beautiful monthly for our topic of the week as always please dont forget to Like share and subscribe to our social medias as we are always looking to add value to your financial house and please dont forget to share this message with your friends and family as we never know who we may be able to help if you know a new homeowner or someone that you think that may benefit from hearing todays message please dont hesitate to share this with them even if you do it privately for todays topic were going to talk about how to read your mortgage statements so lets get on with our topic of the week on my screen you will see a sample mortgage statement this is a very typical format from banks there are some formats that are a little bit they add more details and there are some that we move details but they all provide generically the same information on someone on the statement you will see the mortgage company in