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when it comes to protecting your business insurance is a must-have business insurance policies are designed to cover various risks and liabilities that your business May face including property damage bodily injury and lawsuits business insurance policies often include endorsements which are additions or modifications to the policy that can change its terms or coverage however its essential to understand the different components of your insurance policy including the waiver of subrogation endorsement clause in simple terms subrogation is the legal right of an insurer to pursue a third party that caused a loss to an insured party for example if your business suffers property damage due to the negligence of a contractor your insurance company May pay for the damages and then seek reimbursement from the contractor this is where the waiver of subrogation endorsement comes into play a waiver of subrogation endorsement is a provision in insurance policy that prevents the insurance company f
