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Akali manager of Apple Bank Bangladesh shares a settlement agreement letter dated January 11th, 2019, between creditor Codd SP Perry and debtor Mr. Moses beep Ari. The agreement states the debtor owes 25 thousand, unpaid for 48 months, due on 1/1/2017, now settled for 20 thousand. Both parties must agree to the terms and conditions, with the debtor to make the full payment by 1/6.