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Ken Fossum responds to a superintendent's question regarding the responsibility for defending a lawsuit filed against the school district, the bleacher installer, and the bleacher manufacturer. The district's insurance company is handling the lawsuit against the school, but the letters from the installer and manufacturer request the district to provide defense. Fossum suspects that a purchase agreement may have provisions for defense in such cases. The superintendent seeks clarification on the obligations of the insurance companies for the installer and manufacturer in this situation.