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In this video tutorial, the speaker explains how to read a 25 certificate of liability insurance document, which can be confusing for many people. The document summarizes the liability insurance coverage of the insured party, whether they are a policyholder, certificate holder, or additional name insured. The speaker walks through the form, pointing out key information to look for, starting with the title "certificate of liability" at the top. This document provides valuable information about the insurance coverage provided.