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so if you are special Provisions federal employee you want to know about this you need to know about this so you understand the big changes that are happening to your benefits when you can retire and how it works okay now if youre new here welcome my name is Don Haas financial planner serving you folks you federal employees helping you get the most out of all your benefits retirement comfortable and confident thats what were all about here but if you if you arent new here you know changes happen changes happen especially we just had the secure act 2.0 pass in the in the latter part of 2022. theres a lot of changes in there Ive got other videos on all the other changes that impact US federal employees go check that out but this is specifically for one big change that affects you as a special Provisions federal employee and let me Dive Right In this is the change well let me tell you how it was and how it is going to be once this change is fully implemented okay this is this is ho