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hi everybody this is paul gerard iamp;#39;m a student loan consultant working with the american dental education association adea this repayment module is on choosing an income plan and specifically on the key differences between pays you earn known as pay and revised pays you earn known as repay hopefully youamp;#39;ve seen the other modules on repayment plans including the one that introduces you to income driven repayment plans in this module we look specifically at how to choose between pays you earn and revise pays you earn now once again when choosing an income driven repayment plan or an idr while weamp;#39;re not trying to encourage you to always make the lowest possible payment we would suggest that if you are going to use an idr an income driven repayment plan that you consider the one with the lowest required payment thatamp;#39;s why we are going to look at pay and repay and there are two reasons for that first of all you can always overpay with no penalty so getting in
