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hi everybody this is Paul Gerard Iamp;#39;m a student loan consultant working with the American Dental Education Association ADEA this repayment module is on choosing an income plan and specifically on the key differences between pays you are known as pay and revise pays you are known as repay hopefully youamp;#39;ve seen the other modules on repayment plans including the one that introduces you to income driven repayment plans in this module we look specifically at how to choose between pays you earn and revised pays your now weamp;#39;re not trying to encourage folks not to be aggressive with repayment on your student loans but if youamp;#39;re going to use an income driven repayment plan you may want to consider using the plan with the lowest required payment thatamp;#39;s why we are focusing on pay and repay in this module and there are two reasons for that number one you can always overpay with no penalty on any repayment plan including pay and repay and if youamp;#39;re try
