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Sean Reynolds from Summit Properties Northwest and Dan Chapman from Fairway Independent Mortgage explain the concept of "locking" an interest rate in a mortgage. When you lock your rate, you secure that rate for a specific time period, ensuring you won't pay more than that rate. You can extend the lock if needed, with a small possibility of the rate improving, but it won't surpass the locked rate. Locking in a rate does not typically incur a cost.
