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hello friends here we will discuss the factoring and the forward wetting okay so what do you mean by factoring and what do you mean by forward fading so friends see both factoring and forwarding are two methods or the tools which are available to whom to the exporter for what for finance which allows exporter to sell their book debts and the raise finance so what do you mean by that see basically the factoring and forfeiting are mainly uh tools which are only for the exporter which are mainly available for export to see what happens see suppose he is the exporter and here i is the importer so exporter is from india and importer is from usa okay so exporter when sends some goods right he will export some goods in that return an importer will send a payment to exporter say after six month okay so this is the long duration but thats why exporter will receive the payment after six month as per the agreement okay now the exporter want money for further uh doing the business on urgent basi