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Wayne Wagner from Visionary Wealth Management discusses Executive Deferred Comp plans (DCP/edcp). Clients are given the opportunity once a year to opt into the plan for the following year, typically in the third or fourth quarter. Contributions can be made towards retirement or for a stream of income in the first 10 years of retirement. Lump sum payouts are common if individuals change companies. It is important to consider how much of next year's compensation to put away for the future.
