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Effective January 1, 2022, small businesses and individuals who are utilizing third party settlement organizations, which is a company that collects and submits payments to you such as PayPal, Venmo, Cash, App, and others, are required to send you a $1,099 if you had $600 or more in business related transactions in that tax year. Understand why this change was made. You first need to understand that if you are a self employed individual or a small business owner, you are required to file income taxes if you earn $400 or more per year. So what this means is that for those individuals who are selfemployed who are earning income through transactions and utilizing these third party payment processors, they no longer can fly under the radar in terms of taxation. The programs that theyre using to collect their payments are now required to submit a 1099K to both the individual or small business as well as the IRS. This means that if you, as a self employed individual, did not file your incom