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if youamp;#39;re contemplating getting an iul you may be wondering about fees what fees will you have to pay and can the company change them at any point and ultimately how will those fees compare to traditional Investments like 401ks or IRAs hey folks Iamp;#39;m David McKnight best-selling author of the power of zero in todayamp;#39;s video Iamp;#39;m going to go through the fees of one of the leading iul policies in the industry and show you exactly which expenses are guaranteed and which expenses could be changed Iamp;#39;ll also show you how those fees stack up against traditional Investments over time to illustrate how these fees work Iamp;#39;m going to be showing you a policy on a 40 year old male best underwriting class initial death benefit of 334 076 dollars contributing twenty thousand dollars per year every year through age 65 and growing at seven percent per year gross of fees this policy is designed to have as little death benefit as is required by the IRS while con