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If you want more time to pay off your purchases without paying interest Zip Pay allows you to buy now and pay later So Zip Pay is a flexible pay later platform What it allows you to do is pay your purchases off under two months with no fees or interest whatsoever and if you need a little bit extra time you pay a six dollar fee per month So this is how it works. You can sign up in store or online using your Facebook account or your PayPal account If you get approved, youamp;#39;ll get a credit limit of $350, $500 or $1000 which you can use to make multiple purchases in different stores Zip Pay has partnered with over 500 retailers including Target, Fantastic Furniture and Tiger Air Once youamp;#39;ve made your purchase, youamp;#39;ll receive a statement on the first day of the following month If you pay off your purchase by the end of that month, you wonamp;#39;t pay any fees Just remember, you need to pay a minimum of $40 each month Zip Pay is pretty similar to another service you