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kim and i have been married for 30 something years now but we started off with nothing you know people think well she married me for my money that wasnt true because i was kind of between businesses i had lost my first second business not only did you not have money we were like in a lot of debt eight hundred thousand debt yeah so shouldnt matter bad that not good then well it was just a learning experience it was a great learning experience and we paid it all back yeah a lot of people are saying cut up your credit cards i think thats really ridiculous because a credit card is not the problem in fact i love my credit cards you know to develop yourself to be as the army says to be all you can be i have no idea what it feels like to pay off your investors when you screw up so i was cringing oh we just crowdfunded that and going well how are you going to pay them back thats the key thats the key and good debt is debt that somebody else pays for you but the reason getting rid of bad d