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hey hey Financial Freedom Seekers Simon Dixon here and today Im going to be talking about a weird concept called IOU tokens um now IOU tokens were first created when in 2016 uh bitfinex a cryptocurrency exchange was for 119 000 Bitcoins um and uh Back to the Future the company that I co-founded and worked with the bitfinex team in order to use um use a a that was built on top of Bitcoin in order to represent a debt and try and reinvent at the traditional bankruptcy proceedings if youd like to understand a bit more about it how it works just simply go to YouTube and put in bitfinex hack recovery whereas an old video a whiteboard video where we outlined exactly how it worked now the Innovation here was the that you essentially rather than going through the process of liquidating and closing the company there may be an opportunity to get a much much better result for those that are being affected by it and really bankruptcy is when you have more liabilities money that you