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In this tutorial, viewers learn how to write a hardship letter for loan modification. A hardship letter is a personal communication to the lender explaining the circumstances that led to falling behind on mortgage payments. The tutorial outlines the steps for writing the letter, beginning with the inclusion of personal information such as full name, home address (including street number, city, state, and zip code), and optional contact details like phone number or email. It emphasizes the importance of dating the letter using the proper format, which is month, day, and year, with an example provided for clarity.
