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In this video, the speaker discusses the growing popularity of the loan assumption process, particularly in light of higher interest rates. They emphasize the importance of asking sellers if their current loans are assumable, as this could offer buyers better financing options compared to current market rates. The speaker shares insights from a recent loan assumption for a property in Orange County and outlines key considerations for the process. One crucial point mentioned is the estimated timeline, indicating that a loan assumption could take approximately 45 days from start to finish under optimal conditions.
