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small business Main Street the economic engine of the American Dream American should have the opportunity to pursue their vision of starting or expanding a business and banks can help by providing a loan war a line of credit new regulations over the past ten years have placed restrictions on banks causing a decline in small business loans and an overall decrease in new small businesses why layer upon layer of regulations have created a cumbersome system where all banks are treated the same and they spend more time trying to comply with rules than they do making loans and not all banks are the same and neither are small business owners this one-size-fits-all approach and the flood of regulations hamstrung local and regional banks who need to be able to engage in relationship lending credit decisions informed by local expertise to support their communities one size fits all denies local context in sound financial judgment theres also the issue of compliance costs high compliance costs m
