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well I think it does seem like were headed into a recession here um in 2023 the magnitude of that recession is debatable but I think its at least a light to moderate recession potentially its on the order of 2009. so I think its wise to kind of like prepare for the worst hope for the best prepare for the worst dont get too adventurous like watch out for margin debt I really advise people to not have margin debt in a volatile stock market and you know from a cash standpoint keep out or dry you can get some pretty extreme things happening in a down market like Fred Johnson who was a CFO of SpaceX was at broadcom in 2000 and he said that uh and thats a good company making good products and he said the from Peak to trough I think in less than 12 months broadcom went down 97 so like even if you had a small margin loan there you got you got crushed it subsequently recovered and I think you know to much higher levels but you know if theres like mass panic in the stock market uh then yo